Absolute liability 

See Strict liability.


A loss-causing event that is sudden, unforeseen, and unintentional. See also Occurrence.

Accidental bodily injury 

Bodily injury resulting from an act whose result was accidental or unexpected.

Accidental death and dismemberment (AD&D) benefits 

Additional benefits payable in life insurance if the insured dies in an accident or incurs certain types of bodily injury.

Accelerated death benefits 

A rider or benefit in a life insurance policy that allows insureds who are terminally ill or who suffer from certain catastrophic diseases to receive part or all of their life insurance benefits before they die, primarily to pay for the care they require.

Accumulation unit 

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