March 2016
Intermediate to advanced
700 pages
144h 54m
English
Content preview from Principles of Risk Management and Insurance, 13th EditionBecome an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
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Personal Umbrella Policy
Personal liability claims occasionally reach catastrophic levels and can exceed the liability limits of a homeowners or auto insurance policy. For example, catastrophic losses can result from a chain-reaction accident on an icy highway where cars collide and several people are killed or injured; a boating accident in which a boat is swamped by another boat and several people are injured or drown; or a defamation-of-character lawsuit by someone who claims that his or her reputation is ruined.
The personal umbrella policy provides protection against a catastrophic lawsuit or judgment. Most insurers write this coverage in amounts ranging from $1 million to $10 million. Coverage is broad and covers catastrophic liability ...
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I'm always learning. So when I got on to O'Reilly, I was like a kid in a candy store. There are playlists. There are answers. There's on-demand training. It's worth its weight in gold, in terms of what it allows me to do.