March 2016
Intermediate to advanced
700 pages
144h 54m
English
Content preview from Principles of Risk Management and Insurance, 13th EditionBecome an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
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Commercial Package Policy
The Insurance Services Office (ISO) makes available package policies tailored to meet the specific needs of business firms. A package policy is one that combines two or more coverages into a single policy. If property and liability insurance coverages are combined into a single policy, it is also known as a multiple-line policy. In contrast, a policy that provides only one type of coverage is known as a monoline policy.
When compared with individual policies, a package policy has several advantages. There are fewer gaps in coverage; insureds pay relatively lower premiums because individual policies are not purchased; savings in insurer expenses can be passed on to the policyholder; and the insured has the convenience ...
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I'm always learning. So when I got on to O'Reilly, I was like a kid in a candy store. There are playlists. There are answers. There's on-demand training. It's worth its weight in gold, in terms of what it allows me to do.