APPENDIX 5 - A
Summary Ratios from the Federal Financial Institutions Examination Council’s Uniform Bank Performance Report User’s Guide41
1 Interest Income on a Tax Equivalent (TE) Basis?
Interest Income (TE) as a percent of Average Assets All income from earning assets plus the tax benefit on tax-exempt loans, leases, and municipal securities, divided by average assets.
2 Interest Expense
Interest Expense as a percent of Average Assets
Total interest expense divided by average assets.
3 Net Interest Income (TE)
Net Interest Income (TE) as a percent of Average Assets Total interest income, plus the tax benefit on tax-exempt income, less total interest expense, divided by average assets.
4 Noninterest Income
Noninterest Income as a percent of ...
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