O'Reilly logo

The Art of Bank M&A: Buying, Selling, Merging, and Investing in Regulated Depository Institutions in the New Environment by Dennis J. Roberts, Alexandra Lajoux

Stay ahead with the world's most comprehensive technology and business learning platform.

With Safari, you learn the way you learn best. Get unlimited access to videos, live online training, learning paths, books, tutorials, and more.

Start Free Trial

No credit card required

APPENDIX 5 - A

Summary Ratios from the Federal Financial Institutions Examination Council’s Uniform Bank Performance Report User’s Guide41

1 Interest Income on a Tax Equivalent (TE) Basis?

Interest Income (TE) as a percent of Average Assets All income from earning assets plus the tax benefit on tax-exempt loans, leases, and municipal securities, divided by average assets.

2 Interest Expense

Interest Expense as a percent of Average Assets

Total interest expense divided by average assets.

3 Net Interest Income (TE)

Net Interest Income (TE) as a percent of Average Assets Total interest income, plus the tax benefit on tax-exempt income, less total interest expense, divided by average assets.

4 Noninterest Income

Noninterest Income as a percent of ...

With Safari, you learn the way you learn best. Get unlimited access to videos, live online training, learning paths, books, interactive tutorials, and more.

Start Free Trial

No credit card required