CHAPTER 3

Special Issues for Bank Holding Companies

Not all bank holding companies are created equal.

—Amanda Alix1

Like companies in other industries, commercial banks can use a holding company structure to accomplish their business goals. Bank holding companies, however, more than their peers, have attracted special public and regulatory attention, given the importance of finance to the economy. The result has been a vast set of regulations that make legal compliance challenging for banks, especially in the area of mergers. Bankers involved in holding company M&A, whether as buyers or sellers, can benefit from knowing the basic elements of this regulatory maze.

BANK HOLDING COMPANIES: DEFINITIONS

What is a bank holding company?

Basically, a ...

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