The Bank Credit Analysis Handbook: A Guide for Analysts, Bankers and Investors, 2nd Edition
by Jonathan Golin, Philippe Delhaise
Contents
Chapter 1: The Credit Decision
Evaluating the Capacity to Repay: Science or Art?
A Quantitative Measurement of Credit Risk
The Universe of Credit Analysts
Role of the Bank Credit Analyst: Scope and Responsibilities
Credit Analysis: Tools and Methods
Requisite Data for the Bank Credit Analysis
Chapter 3: The Business of Banking
Banks as Financial Service Providers
Chapter 4: Deconstructing the Bank Income Statement
Anatomy of a Bank Income Statement: An Overview
Chapter 5: Deconstructing a Bank’s Balance Sheet
Key Differences Between the Balance Sheets of Banks and Nonfinancial Companies
The Essential Line Items of the Bank Balance Sheet: Asset Side
The Essential Line Items of the Bank Balance Sheet: Liability Side
Off-Balance-Sheet Items and Derivatives
Chapter 6: Earnings and Profitability
Evaluating Earnings and Profitability: An Overview
Profitability: An Illustration of a Peer Analysis
Macro-Level Influences on Bank Profitability
Micro-Level Influences on Bank Profitability
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