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The Bank Credit Analysis Handbook: A Guide for Analysts, Bankers and Investors, 2nd Edition
book

The Bank Credit Analysis Handbook: A Guide for Analysts, Bankers and Investors, 2nd Edition

by Jonathan Golin, Philippe Delhaise
June 2013
Intermediate to advanced
1056 pages
33h 56m
English
Wiley
Content preview from The Bank Credit Analysis Handbook: A Guide for Analysts, Bankers and Investors, 2nd Edition

Contents

Preface to the New Edition

Chapter 1: The Credit Decision

Definition of Credit

Willingness to Pay

Evaluating the Capacity to Repay: Science or Art?

Categories of Credit Analysis

A Quantitative Measurement of Credit Risk

Chapter 2: The Credit Analyst

The Universe of Credit Analysts

Role of the Bank Credit Analyst: Scope and Responsibilities

Credit Analysis: Tools and Methods

Requisite Data for the Bank Credit Analysis

Spreading the Financials

Additional Resources

Camel in a Nutshell

Chapter 3: The Business of Banking

Banks as Lenders

Banks as Financial Service Providers

Chapter 4: Deconstructing the Bank Income Statement

Anatomy of a Bank Income Statement: An Overview

A Further Dissection

Income Statements Under IAS

Chapter 5: Deconstructing a Bank’s Balance Sheet

Key Differences Between the Balance Sheets of Banks and Nonfinancial Companies

The Essential Line Items of the Bank Balance Sheet: Asset Side

The Essential Line Items of the Bank Balance Sheet: Liability Side

Off-Balance-Sheet Items and Derivatives

Chapter 6: Earnings and Profitability

The Importance of Earnings

Evaluating Earnings and Profitability: An Overview

Earnings Analysis

Profitability Ratio Analysis

Profitability: An Illustration of a Peer Analysis

Macro-Level Influences on Bank Profitability

Micro-Level Influences on Bank Profitability

Quality of Earnings

Chapter 7: Asset Quality

Asset Quality and NPLS: An Introduction

Resolution of NPLS

Accounting for NPLS

What Causes Excessive NPLS

Macroeconomic Influences ...

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Publisher Resources

ISBN: 9780470829448Purchase book