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The Handbook of Employee Benefits: Health and Group Benefits 7/E by Jerry Rosenbloom

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CHAPTER 4Health Plan Evolution

Dennis F. Mahoney

Medical plans are an important benefit to the employees who receive them. In fact, several surveys1 regarding the value that employees place on their respective employee benefit offerings universally rate health coverage as by far the most important benefit component to the majority of employees. This is particularly the case in more recent times as individuals have seen the cost of medical care significantly escalate, often outpacing the general level of price inflation for other goods and services. Even in times of relatively little inflation or in times of moderate deflation, the price of medical care seems to rise. Medical bills for those who do not have adequate health protection can mean ...

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