We Don't Always Know What We Don't KnowWe Are Tempted to Follow the CrowdIndividual Investors Historically Underperform the Indexes because They React Emotionally to Market EventsIt Is Time-Consuming and Stressful to Manage Money on a Day-to-Day or Week-to-Week BasisHolding Your GroundFinding a Wealth-Building PartnerA Personal Safety NetNotes