The Principles of Banking

Acknowledgements

Love and affection to my wife Linzi, the most fantastically gorgeous woman in the world, for inspiring this book, title and all, during a visit to the Bank of England Museum in February 2009. And for Arabella.

Thank you to my Father, Mr A.K.M.S. Choudhry, for everything. If it wasn't for you Da, I wouldn't be in England, in Surrey, in the City, in banking and in academia. I owe everything to you, thank you for inspiring me to work hard towards my goals, and for inspiring those goals. Thank you to my Mum for always making sure I know right from wrong. Thank you to Anika, Millie and Leela, an exotic and unbeatable combination.

Thanks to Clax, Khurram, the Raynes Park Footy Boys (Abukar Ali, Abubakar, Rod Pienaar, Richard Pereira, Mohamoud Dualeh, Zhuoshi Liu, Harry Cross and Farooq Jaffrey), Shareef C, Dave Beech, Nik Slater, Phil Broadhurst, the JP Morgan Chase ITS Footy Boys (Alan Fulling, Rich Lynn, Neil Lewis, Michael Nicoll, Jonathan Rossington, Stuart Medlen, Tony Fulling, Matthew Neville and Michael Beddow), Mike Brand, Didier Joannas, Martin Barber, Melvin Chan, Professor Carol Alexander, Andrew Benson, Suleman Baig, Stuart Turner, Mark Burgess, and Suraj Gohil. A Solid Bond In Your Heart.

Thanks to Mr. Tim Leonard, Professor Darrell Duffie, Brian Eales, Professor Gautam Mitra, Professor Christine Oughton, Rob Lynn, Gino Landuyt, Zena Deane, Ee Sing Wong and everyone at CNBC Europe, Naomi Kerbel, Camy Boey, Jim Harrison, Tom O'Connor, Maira Chatziperou, ...