Financial institutions in the United States and Europe1 are traditionally known to be biased against minority groups. Such bias is often observed in an organization’s choice of who is offered a credit/loan or who is denied. Similarly, these minorities are often charged higher interest than their counterparts (Stefan et al. 2018; Bartlett et al. 2019; Aldén and Hammarstedt 2016; Lloyd, Bo, and John 2005; Solomon, Alper, and Philip 2013; Patatouka and Fasianos 2015). At the ...
6. SAIF in Action: A Case Study
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