January 2019
Intermediate to advanced
258 pages
7h 12m
English
Content preview from Blockchain for Business 2019
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Why banks shouldn't ignore blockchain
Given that we want to describe how banking services could be disrupted in the future, it will be best to start by distinguishing between the two main types of banking, commercial and investment banking.
Commercial banks are the regular banks we see around us, providing loans to the population and storing its savings. These are the so-called traditional banks that are mainly involved with deposit taking and credit giving activities. These banks collect deposits from people and companies who have savings and then lend the money to borrowers. The difference between the interest they pay to depositors and the interest they charge borrowers is called spread and represents commercial banks' main source of revenue. ...
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