LINKING SCORES, DEFAULT PROBABILITIES AND OBSERVED DEFAULT BEHAVIORESTIMATING LOGIT COEFFICIENTS IN EXCELCOMPUTING STATISTICS AFTER MODEL ESTIMATIONINTERPRETING REGRESSION STATISTICSPREDICTION AND SCENARIO ANALYSISTREATING OUTLIERS IN INPUT VARIABLESCHOOSING THE FUNCTIONAL RELATIONSHIP BETWEEN THE SCORE AND EXPLANATORY VARIABLESCONCLUDING REMARKSNOTES AND LITERATUREAPPENDIX