CHAPTER 9
SIGNS OF THINGS TO COME
Change is the law of life. Those who look only to the past or present are certain to miss the future.
Most of this book describes the remarkable evolution of the workplace savings system that I have witnessed over the course of my career, together with a look at where I believe we’re headed if we enact the reforms we’ve advocated in Workplace Savings 4.0. But if we cast our gaze just a little further, we can already see emerging demographic, social, political, and market trends that foretell dramatic improvements to, and expansion of, our private retirement system.
Taken together, these trends promise quite good news—broader coverage, greater worker engagement, adaptation to emerging economic ...
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