Bonus Chapter

Taking Care with Health Insurance

IN THIS CHAPTER

check Getting the basics on health insurance coverage

check Choosing the best coverage

check Understanding how government has changed health insurance in recent years

check Making use of health savings accounts

When you’re young and living under your parents’ roof, you’re unlikely to be concerned with health insurance. School-aged kids generally get their health insurance through a parent’s coverage, a practice that’s usually continued through college.

Welcome to the young-adult world of health insurance! Health insurance was in the news soon after the election of President Barack Obama in 2008 because he promised during the campaign, and then pushed for, a national health insurance program (Obamacare passed in 2010) mandated by the federal government.

Health insurance was front and center once again during the 2016 presidential election. Candidate Donald Trump promised over and over again that he would “repeal and replace” Obamacare with “something so much better.” Once elected, President Trump soon discovered that the U.S. healthcare and ...

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