To most of us, savings are a big deal. They’re hard-earned and positively life-altering. It’s therefore devastating to build a safety net only to watch it slip away. Yet, scores of people end up living through that very ordeal.
Every year, untold billions of dollars are lost to theft, court disputes, poor investments, or bungled government policies. Wealth, even if substantial, is more fleeting than we might suspect. In one study, about 70 percent of high-flying families were found to have squandered their fortunes within two generations—and by the third generation, the number reached 90 percent.1 In other words, ...
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