3.1 Object and purpose of the loan3.2 Conditions precedent3.3 Amount of the loan3.4 Interest rates3.5 Interest rate risk hedging3.6 Loan allocation3.7 Loan repayment schedule3.8 Fees3.9 Frequency of drawdown and procedures3.10 Events of default3.11 Property insurance3.12 Representations and warranties3.13 Duty to provide information3.14 Costs, taxes, and ancillary charges3.15 Contractual covenants