Property Finance

List of Figures

1. Figure 2.1 MLV and OMV
2. Figure 3.1 EURIBOR rates trend
3. Figure 3.2 EURIRS rates on different maturities on a fixed date
4. Figure 3.3 Hedging using Caps and Collars
5. Figure 3.4 Effects of hedging with a Swap
6. Figure 3.5 Allocated Loan Amount (ALA) table
7. Figure 3.6 Loan and bank fees
8. Figure 3.7 Examples of financial covenants
9. Figure 4.1 Repayment of a loan with bullet payments
10. Figure 4.2 Pre-amortizing (semi-bullet)
11. Figure 4.3 Repayment of a loan with balloon payments
12. Figure 4.4 Partially amortizing constant payment loan
13. Figure 4.5 Loan repayment procedures: Fixed-instalment repayment plan
14. Figure 4.6 Fully amortizing constant payment loan (fixed-rate)
15. Figure 4.7 Example of floating-rate pattern
16. Figure 4.8 Fully amortizing constant payment loan, floating-rate
17. Figure 4.9 Interest rate with Cap pattern
18. Figure 4.10 Floating rate with Cap
19. Figure 4.11 Negative amortizing loan
20. Figure 4.12 Constant amortizing loan
21. Figure 5.1 Impact of financial leverage on investor returns
22. Figure 5.2 Volatility and returns on investment
23. Figure 5.3 Performance of equity return if the LTV changes
24. Figure 5.4 Performance of risk against changes in the LTV
25. Figure 5.5 Expected return and volatility against changes in leverage
26. Figure 5.6 The impact of financial leverage on real estate investment
27. Figure 5.7 Spread and levered equity return
28. Figure 6.1 The income generating investment
29. Figure 6.2 Free operating cash flows
30. Figure 6.3 Maximum loan amount
31. Figure 6.4 Interest rates for an income producing property ...