Smart is the New Rich: Money Guide for Millennials

Acknowledgments

This book would not be possible without the considerable efforts of my husband, Ed Tobin, whose encouragement made me think I could actually write a third book while raising three young boys and working a full-time job, and whose news judgment and editing made it actually happen.

I'm so fortunate to be surrounded by the phenomenal reporters and editors at CNNMoney, who peel back the economic statistics and show how they matter to our readers and viewers. For any of you settling down with this book, make no mistake, CNNMoney.com will be a valuable resource as you use the building blocks within these pages to grow your wealth.

Special thanks to certified financial planners Ryan Mack from Optimum Capital Management and Doug Flynn from Flynn Zito, who entertained my endless questions about retirement planning, budgets, and investing. To Mitch Tuchman of Rebalance IRA for tailoring an investing plan precisely for Smart Is the New Rich readers and to Stephanie Genkin for sharing in these pages the aspirations of her millennial clients.

To the many millennials we interviewed for this book, and whose anecdotes are within these pages: Thanks for your honesty and, no, I didn't use your last names!

A special thanks to my producer, the brilliant Logan Whiteside, who loves numbers as much as I do and scours the monthly labor market reports with me with equal glee. To my coanchor, John Berman, who makes a 3:00 a.m. wake-up (almost) fun. To CNN president Jeff Zucker, thank you ...