September 2010
Beginner
798 pages
41h 9m
English
book
The Indian Financial System: Markets, Institutions and Services, 3rd Edition
by Bharati V. Pathak
Content preview from The Indian Financial System: Markets, Institutions and Services, 3rd Edition
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23
Financial Inclusion and Microfinance
Chapter Objectives
This chapter will enable you to develop an understanding of the following:
Financial inclusion
Microfinance
Financial inclusion
INTRODUCTION TO FINANCIAL INCLUSION
The banks were nationalised with an objective to cover a large part of the population under banking services. Even after more than 35 years of nationalisation, more than 40 per cent of the adult population in India has no access to formal banking and financial services. This financial exclusion could be on the grounds that the individual has either no savings/assets and hence, no savings/current account in the bank. Besides, he also may not have access to any financial advice and perceives the cost of the financial services ...
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