April 2002
Intermediate to advanced
688 pages
19h 51m
English
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Name
IPmt Function
Class
Microsoft.VisualBasic.Financial
Syntax
IPmt(rate,per,nper,pv[,fv[,due]])
-
rate(required; Double) The interest rate per period.
-
per(required; Double) The period for which a payment is to be computed.
-
nper(required; Double) The total number of payment periods.
-
pv(required; Double) The present value of a series of future payments.
-
fv(optional; Double) The future value or cash balance after the final payment. If omitted, the default value is 0.
-
due(optional;DueDateenumeration) A value indicating when payments are due.
DueDate.EndOfPeriod(or 0) indicates that payments are due at the end of the payment period;DueDate.BegOfPeriod(or 1) indicates that payments are due at the beginning of the period. If omitted, the default value isDueDate.EndOfPeriod.
Return Value
A Double representing the interest payment
Description
Computes the interest payment for a given period of an annuity based on periodic, fixed payments and a fixed interest rate. An annuity is a series of fixed cash payments made over a period of time. It can be either a loan payment or an investment.
Rules at a Glance
The value of
percan range from 1 tonper.If
pvandfvrepresent liabilities, their value is negative; if they represent assets, their value is positive.
Example
The ComputeSchedule function accepts a loan amount, an annual percentage rate, and a number of payment periods. It uses the Pmt function to calculate the payment per period, then returns a two-dimensional array in which each ...
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