Due-Diligence Analyses of the Stocks-for-Retirement CycleEvaluate Retirement Portfolios RealisticallyDevelop Active Aging Programs Rather Than Just Retirement ProgramsForm Active Aging ClubsDevelop Ways to Avoid the Impossible DecisionNew Financial Instruments and InstitutionsEconomics, Accounting, and TransactionsFoundations, ExperimentsVirtuous CyclesSEC1 and SEC2Summary