November 2002
Beginner
288 pages
6h 33m
English
Content preview from What If Boomers Can't Retire?
CHAPTER 1Social Security:The Tip of the Retirement Iceberg
13
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CHAPTER 1Social Security:The Tip of the Retirement Iceberg
13
THE BASIC IDEA OF SOCIAL SECURITY is simple. Started during the Great Depression, it was devised to help all Americans prepare for their later years, particularly older people who had little chance of helping themselves.
The program takes in money from workers and their employers through payroll taxes and then pays most of it out to beneficiaries. It is called a pay-as-you-go or pass-through program because most of the money that comes in goes right back out again. It is also called an intergenerational transfer program because, in the main, the younger, working generation transfers ...
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