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AI-Powered Financial Analysis
book

AI-Powered Financial Analysis

by Marcio Barreto
October 2026
164 pages
3h 20m
English
Packt Publishing
Content preview from AI-Powered Financial Analysis
Chapter 12

Governance and Ethics with AI in Finance

Imagine this: You apply for a new AI-powered credit card. Your spouse applies too. You both have joint bank accounts, similar incomes, yet your spouse is granted 10 times the credit limit. That is exactly what happened in 2019, when Apple and Goldman Sachs launched the Apple Card. The algorithm behind the scenes, invisible, unexplainable, and unregulated, began assigning vastly different credit lines to men and women, without clear justification.

The backlash was swift. Reputations took a hit. Regulators came knocking. Trust eroded. This was not science fiction. It was a preventable failure, a case of power without governance. And in finance, that is a formula for disaster.

Artificial ...

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Publisher Resources

ISBN: 9781808813450