May 2023
Beginner
320 pages
7h 58m
English
Content preview from Budgeting For Dummies
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Chapter 10
Eliminating Debt
IN THIS CHAPTER
Examining different kinds of debt
Erasing debt
Steering clear of accumulating more debt
I hate having debt — hate it!. As much as I like to think I’m the perfect financial guru (hello, personal finance columnist!), I’m just human like everyone else. I’ve been in debt since I was 19 and took out my first student loans. I’ve also taken out auto and personal loans and used credit cards to my advantage. The point is that 99 percent of the population just can’t feasibly make a significant purchase or tackle a crisis without taking on some kind of debt.
In this chapter, I look at the different types of debt to help you create a budget for paying debt off. I discuss how to rank the importance of each debt so you can create a payoff plan that works with your budget, and I share tips anyone can use to keep themselves from accumulating more debt. It’s all fun and games when you come home with something shiny until you have to pay it back.
The illusion that you’re a terrible person if you have debt is a common misconception. In fact, many personal ...
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O’Reilly covers everything we've got, with content to help us build a world-class technology community, upgrade the capabilities and competencies of our teams, and improve overall team performance as well as their engagement.Julian F.
I wanted to learn C and C++, but it didn't click for me until I picked up an O'Reilly book. When I went on the O’Reilly platform, I was astonished to find all the books there, plus live events and sandboxes so you could play around with the technology.Addison B.
I’ve been on the O’Reilly platform for more than eight years. I use a couple of learning platforms, but I'm on O'Reilly more than anybody else. When you're there, you start learning. I'm never disappointed.Amir M.
I'm always learning. So when I got on to O'Reilly, I was like a kid in a candy store. There are playlists. There are answers. There's on-demand training. It's worth its weight in gold, in terms of what it allows me to do.