ACKNOWLEDGEMENTS
There are many to whom I owe a debt of gratitude for going through different chapters of the book and making suggestions for improvement.
I wish to acknowledge specially the contribution of the following people to the book. T. Karthikeyan, a second-year PGDBM student of mine, read several chapters and gave me feedback on how to make the book more useful for students. Carlton Young, Professor of Commerce (retd), Loyola College suggested certain additions to the section on financial institutions. Lazar, Reader, Pondicherry Central University, also a former student, made some useful critical comments on finance-related chapters. My friend and colleague, I. Thiagarajan helped me with some course material on labour and human resource ...
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