Getting Access to Funds—Start with Internal SourcesCash Conversion CycleWorking Capital: Getting Cash from Receivables and InventoriesUsing Accounts Receivable as Working CapitalSources of Short-Term Cash: More Payables, Less ReceivablesObtaining Bank Loans Through Accounts Receivable FinancingObtaining Loans against InventoryObtaining “Financing” from Customer PrepaymentsChoosing the Right Mix of Short-Term FinancingTraditional Bank Lending: Short-Term Bank LoansEquipment FinancingObtaining Early Financing from External SourcesPlanning Cash Flow and Planning Profits