JAMES LAM is President of James Lam & Associates, a risk management consulting firm. He serves on the Board of Directors of E*TRADE Financial and chairs the Risk Oversight Committee. Lam is a Board Leadership Fellow at the National Association of Corporate Directors (NACD). He is a member of the COSO ERM Advisory Board that is commissioned to update and improve the COSO ERM Framework. Lam is widely recognized as the first-ever Chief Risk Officer and a pioneer in the field of enterprise risk management. In a Euromoney survey, he was nominated by clients and peers as one of the world's leading risk consultants. Previously, Lam held positions as Partner of Oliver Wyman, Founder and President of ERisk, Chief Risk Officer of Fidelity Investments, and Chief Risk Officer of GE Capital Markets Services. In 1997, Lam received the inaugural Financial Risk Manager of the Year Award from the Global Association of Risk Professionals. Treasury & Risk magazine named him one of the “100 Most Influential People in Finance” in 2005, 2006, and 2008.