March 2016
Beginner to intermediate
340 pages
7h 20m
English
Content preview from R Machine Learning By ExampleBecome an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
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What is credit risk?
We have been using this term credit risk since the start of this chapter and many of you might be wondering what exactly does this mean, even though you might have guessed it after reading the previous section. Here, we will be explaining this term clearly so that you will have no problem in understanding the data and its features in the subsequent sections when we will be analyzing the data.
The standard definition of credit risk is the risk of defaulting on a debt which takes place due to the borrower failing to make the required debt payments in time. This risk is taken by the lender since the lender incurs losses of both the principal amount as well as the interest on it.
In our case, we will be dealing with a bank which ...
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I wanted to learn C and C++, but it didn't click for me until I picked up an O'Reilly book. When I went on the O’Reilly platform, I was astonished to find all the books there, plus live events and sandboxes so you could play around with the technology.Addison B.
I’ve been on the O’Reilly platform for more than eight years. I use a couple of learning platforms, but I'm on O'Reilly more than anybody else. When you're there, you start learning. I'm never disappointed.Amir M.
I'm always learning. So when I got on to O'Reilly, I was like a kid in a candy store. There are playlists. There are answers. There's on-demand training. It's worth its weight in gold, in terms of what it allows me to do.