March 2016
Beginner to intermediate
340 pages
7h 20m
English
Content preview from R Machine Learning By ExampleBecome an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
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How to predict credit risk
If you remember our main objective from the previous chapter, we were dealing with customer data from a German bank. We will quickly recap our main problem scenario to refresh your memory. These bank customers are potential candidates who ask for credit loans from the bank with the stipulation that they make monthly payments with some interest on the amount to repay the credit amount. In a perfect world there would be credit loans dished out freely and people would pay them back without issues. Unfortunately, we are not living in a utopian world, and so there will be customers who will default on their credit loans and be unable to repay the amount, causing huge losses to the bank. Therefore, credit risk analysis is ...
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O’Reilly covers everything we've got, with content to help us build a world-class technology community, upgrade the capabilities and competencies of our teams, and improve overall team performance as well as their engagement.Julian F.
I wanted to learn C and C++, but it didn't click for me until I picked up an O'Reilly book. When I went on the O’Reilly platform, I was astonished to find all the books there, plus live events and sandboxes so you could play around with the technology.Addison B.
I’ve been on the O’Reilly platform for more than eight years. I use a couple of learning platforms, but I'm on O'Reilly more than anybody else. When you're there, you start learning. I'm never disappointed.Amir M.
I'm always learning. So when I got on to O'Reilly, I was like a kid in a candy store. There are playlists. There are answers. There's on-demand training. It's worth its weight in gold, in terms of what it allows me to do.