February 2020
Beginner
352 pages
9h 12m
English
Content preview from Retirement Planning For Dummies
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Chapter 14
Gearing Up for Retirement
IN THIS CHAPTER
Budgeting during retirement
Monitoring your portfolio while you’re retired
Generating income through annuities
Understanding reverse mortgages
Retirement is such a long-term goal, it might seem like it will never arrive. So when you finally are retired, the situation might feel surreal. How will you spend your days when every day “feels like Saturday?”
This chapter is your guide to putting your retirement dreams into action and starting to think about how you’ll pay for the wonderful life you have in mind. You’ve likely planned and saved for your retirement for decades, and now it’s time to enjoy the fruits of your labor. Financially, the key to a successful retirement is income.
The first change you’ll need to appreciate is how your budget will morph. Some expenses will rise and others will fall. Understanding healthcare costs in retirement will be critical to balancing your retirement budget.
After you retire, another important shift occurs. You go from building and investing money to withdrawing money. This chapter will explore ...
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