The editors thank each contributing Wachovia analyst, including Tony Butler, Brian McManus, Steven Todd, and Chris VanHeerden. This book reflects the enthusiasm and dedication of the authors and of Wachovia's structured products research team. We are equally indebted to Steve Cummings, Head of Wachovia's Corporate and Investment Bank, and Ben Williams, Head of Global Markets and Investment Banking, for fostering an environment within Wachovia that strongly supports independent published research.

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