February 2020
Intermediate to advanced
256 pages
8h 36m
English
Content preview from The PAYTECH Book
Become an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
O’Reilly covers everything we've got, with content to help us build a world-class technology community, upgrade the capabilities and competencies of our teams, and improve overall team performance as well as their engagement.I wanted to learn C and C++, but it didn't click for me until I picked up an O'Reilly book. When I went on the O’Reilly platform, I was astonished to find all the books there, plus live events and sandboxes so you could play around with the technology.I’ve been on the O’Reilly platform for more than eight years. I use a couple of learning platforms, but I'm on O'Reilly more than anybody else. When you're there, you start learning. I'm never disappointed.I'm always learning. So when I got on to O'Reilly, I was like a kid in a candy store. There are playlists. There are answers. There's on-demand training. It's worth its weight in gold, in terms of what it allows me to do.
Instant Payments: A New Deal for the Payments Market?
By Andréa Toucinho
Head of Studies, Prospective and Training, Partelya Consulting
Instant payments represent a huge evolution for the payments market. This innovation symbolizes the evolution from a conservative and national market to a real globalized and modern sector. How it has and will evolve around the world is the question.
Background
Instant payment was born in the post-SEPA context, thanks to institutional initiatives from the European Central Bank (ECB) and the European Payments Council (EPC). In certain countries, like France, many professionals had already targeted the creation of a fast SEPA credit transfer (SCT) as a huge goal to modernize the payments market. The technological process of instant payment – SCT Inst. – was recently guaranteed by an ECB initiative: the creation of target instant payment settlement (TIPS), officially launched on 30 November 2018 to foster European connectivity.
The ECB is positioned as a technological provider to foster instant payments. This is a position that the market can understand when it analyses the idea that instant payments represent a huge challenge for European sovereignty. In fact, confronted with American and Asian solutions like Apple Pay, or even Alipay, it seems logical that Europe should develop its own payment scheme.
An Institutional and Geopolitical Initiative
More than a technological evolution, instant payments are a huge challenge at a geopolitical ...
Become an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
and much more.
Read now
Unlock full access
More than 5,000 organizations count on O’Reilly
O’Reilly covers everything we've got, with content to help us build a world-class technology community, upgrade the capabilities and competencies of our teams, and improve overall team performance as well as their engagement.Julian F.
I wanted to learn C and C++, but it didn't click for me until I picked up an O'Reilly book. When I went on the O’Reilly platform, I was astonished to find all the books there, plus live events and sandboxes so you could play around with the technology.Addison B.
I’ve been on the O’Reilly platform for more than eight years. I use a couple of learning platforms, but I'm on O'Reilly more than anybody else. When you're there, you start learning. I'm never disappointed.Amir M.
I'm always learning. So when I got on to O'Reilly, I was like a kid in a candy store. There are playlists. There are answers. There's on-demand training. It's worth its weight in gold, in terms of what it allows me to do.