January 2008
Beginner
40 pages
36m
English
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TRUTH 2 More credit card offers
Credit card balance transfers
Many banks encourage you to transfer your outstanding balances from other credit cards to a new credit card that they issue you. By doing this, you’re promised that you’ll be able to pay off your outstanding credit card balance at a low or even zero percent interest rate.
But if the bank issuing the new credit card is charging you no interest on the amount you’re transferring, they must be looking to make a profit on your business somewhere else. Generally, if the bank is offering you a zero percent interest rate on the balance of your previous credit card that you’re transferring ...
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