TRUTH 4 Free credit report

Everyone can obtain a copy of their credit report free once a year from each of the three major credit-reporting agencies: Equifax, Experian, and TransUnion. You can order your free credit reports online at https://www.annualcreditreport.com or by phone at 1-877-322-8228. You can also mail an Annual Credit Report Request Form, which you may obtain at the FTC’s Web site of www.ftc.gov, to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, Georgia 30348-5281.

Many people don’t learn that they’ve become a victim of identity theft until they check their credit report and see accounts that they never authorized that are either outstanding or in collection.

Making sure your credit report is accurate is important ...

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