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50 WAYS TO PROTECT YOUR IDENTITY AND YOUR CREDIT EVERYTHING YOU NEED TO KNOW ABOUT IDENTITY THEFT, CREDIT CARDS, CREDIT REPAIR, AND CREDIT REPORTS by Steve Weisman

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Chapter 8. CREDIT CARDS

Credit cards are a necessity of modern day life. Have you ever tried to rent a car without a credit card? Unfortunately, choosing the right credit card is a task that is fraught with peril. However, the more you know about credit cards and how they work, the better your chances of finding a credit card best suited for you and your spending habits.

The History of Credit

Credit goes back to ancient Egypt more than 3,000 years ago (and if they had had credit cards back then, someone using them paying the minimum on a credit card might still be paying off his or her purchases). The first charge cards were department store cards that appeared around 1914. They were limited to purchases of the card issuer's goods and services. ...

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