Chapter 12. CREDIT COUNSELING AND CREDIT REPAIR
If you're armed with your credit cards and screaming “Charge!” more often than in the battle scenes of The Lord of the Rings, you may find that while it is a relatively simple matter to get into debt problems by yourself, sometimes it is helpful to have the assistance of others in resolving these problems. If you find that you are in need of debt counseling, you are not alone. Debt counseling has become a seven billion-dollar industry. Debt counseling can be very helpful if your credit cards have gotten the best of you.
How Bad Is It?
How do you stop an elephant from charging? Take away his credit cards. Elephant jokes are old news, but our addiction to credit card debt in this country goes on and ...