Chapter 10. PROTECTION FROM CREDIT DISCRIMINATION

Contrary to what we would like to believe, love does not make the world go round. And since 2003, neither does money. Credit makes the world go round. Americans now use debit cards and credit cards more than cash and checks to pay for everything from groceries to gas to the speeding ticket you get on the way home from the store with your groceries. Anyone without access to credit is at a distinct disadvantage in today's world, so protecting people from discrimination in regard to credit is of great importance.

The Equal Credit Opportunity Act

Congress enacted the Equal Credit Opportunity Act in 1974 with the intention of protecting and extending the credit rights of women. At that time, many unmarried ...

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