October 2018
Intermediate to advanced
352 pages
8h 44m
English
Content preview from Commercial Lending
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Businesses facing financial difficulties
INTRODUCTION
Businesses can sometimes face financial difficulties, perhaps through no fault of their own, and this chapter deals with the issues that banks and their customers face when this happens. It also discusses the choices and options facing both the bank and the customer and covers the various insolvency routes available.
The bank is one of a number of stakeholders that will be concerned when a business isn’t performing financially as it should be. The risk, that you, as a banker, face is that the lending you have made will either not be repaid at all, or only repaid in part, resulting in a bad debt for the bank and where all or part of the monies lent will need to be written off.
The other ...
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