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Guide pratique des relations banque-entreprise
book

Guide pratique des relations banque-entreprise

by Jean-Marc Tariant
July 2011
Intermediate to advanced
288 pages
5h 58m
French
Editions d'Organisation
Content preview from Guide pratique des relations banque-entreprise

6. Quels sont les différents types de financement à court terme ?

6.1. De quoi est fait un crédit court terme ?

Il se décompose en deux sous-ensembles, qui conduisent à son intitulé et au mode de calcul des intérêts.

6.1.1 Le choix du mode d’utilisation du crédit

Le premier élément définissant un crédit est son mode d’utilisation. Informatiquement parlant, un crédit peut être utilisé soit par découvert en compte, soit par mobilisation.

Le découvert est la formule la plus souple et la plus intéressante pour un client :

– L’utilisation du crédit par caisse (découvert) permet une utilisation du crédit au jour le jour et au centime d’euro près.

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Publisher Resources

ISBN: 9782212009101