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Guide pratique des relations banque-entreprise
book

Guide pratique des relations banque-entreprise

by Jean-Marc Tariant
July 2011
Intermediate to advanced
288 pages
5h 58m
French
Editions d'Organisation
Content preview from Guide pratique des relations banque-entreprise

9. Comment choisir entre taux fixe, révisable ou variable ?

9.1. Le choix du taux fixe

Sur une longue période, le taux fixe est sécurisant. Il permet d’éviter toute hausse de taux et facilite la gestion et les prévisions de trésorerie par la constance des échéances de remboursement.

Il génère cependant des pénalités en cas de remboursement anticipé et ne permet pas de profiter des baisses de taux d’intérêt.

9.2. Le choix du taux révisable

Les index de révision de taux sont généralement le taux de rémunération du Livret de Développement Durable (LDD, ex-Codévi) et le taux de l’échéance constante (TEC). Ce dernier est le taux de rendement sur ...

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Publisher Resources

ISBN: 9782212009101