Let’s Get Real About Money!: Profit from the Habits of the Best Personal Finance Managers

Chapter 7. Valuing Saving and Spending

	“Men are divided between those who are thrifty as if they would live forever, and those who are as extravagant as if they were going to die the next day”
	--Aristotle, 360 B.C.

	“What is the difference whether you squander all you have, or you never use your savings?”
	--Horace, 35 B.C.

At all income levels, you can find folks who live well within their means and those who live beyond their means. While overspending is a problem in many countries, especially in America, oversaving is problematic as well. This chapter discusses how to strike the right balance between spending and saving.

Everyone should evaluate the balance that they strike between spending money and saving and the amount of time and energy ...