Chapter One

 

1 RBI, March 2009, ‘India's financial sector—an assessment’, Volume III, Advisory panel on financial stability assessment and stress testing, committee on financial sector assessment (CFSA), Government of India and RBI, chart 1.1, page 32.

2 ‘Creditworthiness’ of borrowers is discussed in detail in the chapters on lending.

3 ‘Credit risk’ and ‘interest rate risk’ are discussed in detail in the Chapters ‘Managing Credit Risk’ and ‘Risk Management in Banks’, respectively.

4 ‘Securitization’ and ‘credit derivatives’ are discussed in detail in the Chapter ‘Managing Credit Risk’.

5 ‘Liquidity risk’ is discussed in detail in the Chapter ‘Risk Management in Banks’.

6 Analysis of banks’ financial statements is discussed in the relevant ...

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