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Management of Banking and Financial Services, 2nd Edition by Padmalatha Suresh, Justin Paul

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CHAPTER SEVEN

Credit Monitoring, Sickness and Rehabilitation

CHAPTER STRUCTURE
KEY TAKEAWAYS FROM THE CHAPTER
  • Understand why credit needs to be monitored after disbursal

  • Learn to recognise symptoms of sickness/triggers of financial distress

  • Analyse whether to nurse or not to nurse

  • Understand how rehabilitation packages are framed

SECTION I
BASIC CONCEPTS

The Need for Credit Review and Monitoring

From the previous chapters, it is evident that ‘credit management’ in a bank consists of two distinct processes—before and after the credit sanction is ...

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