nfC aPPliCations with an all-in-one deviCe 77
MasterCard PayPass. is trial showed that consumers were still not
very familiar with downloading applications to mobile phones, and
many issues needed to be improved: the OTA platform for download-
ing applications, easier ways of downloading an application, and not
using text-based but a simple call to request an application.
China In 2008, a payment trial was performed in Shanghai.
Eight hundred participants could pay at around 300 point-of-
sale terminals (i.e., restaurants, shops, …). is initiative was
by China Union Pay, NXP Semiconductors (NFC phone chip),
Bank of China, Industrial and Commercial Bank of China, Bank
of Communications, and Industrial Bank and Shenzhen develop-
ment