Smart Moves

MONEY

In this section:

1. 1 Laying the foundations
2. 2 Managing money
3. 3 Saving money
4. 4 Spending money
5. 5 Growing your money

 

I've made a lot of silly money mistakes in my time. Some of my ‘highlights’ (in no particular order) include:

• I once went to a new hair salon to get my hair cut and coloured. I didn't ask how much it cost before the hairdresser started, and when I got to the counter, it was $650. I was absolutely mortified but had no other option than to just pay it.
• I didn't realise that I had to actually cancel subscriptions after the free trial period and ended up wasting hundreds of dollars on random apps and streaming services I never used.
• As soon as I received an offer for my graduate role, I bought a very expensive handbag so I could ‘look the part’ on my first day. I wasn't starting the job for another six months and I had already spent a big portion of my first pay cheque.
• I was running late to an appointment and couldn’t find a park, so I stopped in a loading zone outside. I came out 15 minutes later to a very hefty fine.
• I always thought I needed to ‘treat myself’ after a long week at work and would constantly buy random beauty items or new clothes to boost my mood. The man at the post office remembered my name from how often I was going in, and would snidely ask me: ‘So what did you get this week?’

We're all human. We all make mistakes that we may not be particularly proud of. However, what's important is that we forgive ourselves for these past mistakes and ...