PREFACE TO THE FOURTH EDITION
“It was a bright cold day in April, and the clocks were striking thirteen.”[The opening sentence in George Orwell, “1984”, published 1949]
The winds of change, if anything, have only become stronger over the financial landscape since our third edition. Beginning with the credit crisis in 2007, then the sovereign crisis, and now there is more change in the form of disruptive innovations revolutionizing global banking and financial services. The clocks could soon start striking thirteen!
“Banks, regulators, governments, and the entire global financial system are still finding ways to deal with the aftershocks of the crisis, and to avert new ones in future.” This sentence from the second edition was still valid at ...
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