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面向数据科学家的实用统计学
book

面向数据科学家的实用统计学

by Peter Bruce, Andrew Bruce
October 2018
Beginner to intermediate
238 pages
6h 32m
Chinese
Posts & Telecom Press
Content preview from 面向数据科学家的实用统计学
172
6
6-3:拟合贷款数据的一个简单树模型中的规则
使用
R
语言,很容易生成一个绘图效果更好的树模型。
loan_tree
n=3000
node), split, n, loss, yval, (yprob)
* denotes terminal node
1) root 3000 1467 paid off (0.5110000 0.4890000)
2) borrower_score>=0.525 1283 474 paid off (0.6305534 0.3694466)
4) payment_inc_ratio< 8.772305 845 249 paid off (0.7053254 0.2946746) *
5) payment_inc_ratio>=8.772305 438 213 default (0.4863014 0.5136986)
10) borrower_score>=0.625 149 60 paid off (0.5973154 0.4026846) *
11) borrower_score< 0.625 289 124 default (0.4290657 0.5709343) *
3) borrower_score< 0.525 1717 724 default (0.4216657 0.5783343)
6) payment_inc_ratio< 9.73236 1082 517 default (0.4778189 ...
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Publisher Resources

ISBN: 9787115493668