Week 1: Get your stuff together

Getting your financial stuff together is what so many people fail to do! It’s the most fundamental step towards financial security, but a lot of us don’t put aside the time to do it. It’s easy to live in denial: to simply earn money, spend it, earn some more, build up a bit of credit-card debt, stress about how to pay that off, ignore it and hope it goes away, vow to get a pay rise, tell your partner it’s all their fault, work longer hours, keep spending … and then spend your life wondering why you never seem to be able to earn enough to keep on top of all your bills. Well, it’s time to stop doing that and get your stuff together.

Quite unfairly, Gen Y seems to get the worst rap in the media for being spendthrift ...

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