Week 8: Personal insurance
This week we’ll be looking at personal insurance, that is:
• life insurance
• trauma cover
• total and permanent disability cover
• income protection.
In other words: the stuff that insures you, personally. And yes, yes, I know — that’s exactly where a lot of people switch off. It’s boring. But it’s also essential: having insurance can be the difference between a comfortable life or an emotionally and financially fraught existence.
What would happen to your partner if you died? Would they need to sell the house? Would they have to work longer hours? Would they be receiving bullying phone calls chasing payment of bills? (All while they’re trying to grieve your loss.)
And what about your kids? It’s enough that they ...
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