February 2024
Intermediate to advanced
71 pages
1h 5m
English
book
PCI DSS Version 4.0 - A guide to the payment card industry data security standard
by Stephen Hancock
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CHAPTER 5: CONSEQUENCES OF A BREACH
The consequences of a data security breach are likely to be proportionate to the seriousness of the breach and the extent to which the merchant or service provider is able to demonstrate prior compliance with the PCI DSS. The penalties can be any or all of the following:
• A significant cost for a forensic investigation.
• The merchant automatically becoming a level 1 merchant (i.e. yearly on-site audits).
• A possible charge by issuer(s) to acquirer(s) for card reissue, which may be passed on to the merchant.
• The merchant may lose its ability to accept payment cards.
• Transaction costs may be increased.
• Service providers may be removed from listings by the payment brands.
• Merchants or service providers ...
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